Bank Verification APIs

Bank Verification Penny Drop Advance API

Penny-drop verification with extended response fields and name-match scoring.

Get API key Talk to sales

REST + JSONOne API keyPay per callHTTPS secured

POST/v1/bank-verification-penny-drop-advanceready

Request

Response{  "error": false,  "status": "SUCCESS",  "data": {    "account_status": "…",    "registered_account_holder_name": "…",    "bank_and_branch_details": "…"  }}

Illustrative example. Exact parameters are listed in your dashboard docs.

How it works

What you send and what you get back

Confirm bank account ownership before you pay out or set up a mandate. Choose penny-drop or penny-less verification, resolve IFSC codes and analyse bank statements, all from one integration.

You send

Account number
IFSC code
Name for matching (optional)

You get back

Account status
Registered account-holder name
Bank and branch details

Why Shadoweye

Built for production from day one

Real-time results

Responses come back in milliseconds, so the check fits inline in your signup or approval flow.

Clean, consistent JSON

Every Shadoweye API returns the same response envelope. Parse it once and reuse it everywhere.

One key for every API

Use the same API key for the Bank Verification Penny Drop Advance API and every other API in the catalogue. No extra contracts.

Pay per call

Calls are charged from your prepaid wallet. No monthly fee and no minimum commitment.

Secure by default

All traffic runs over HTTPS and every request is authenticated with your secret key.

Full audit trail

Every call and deduction is recorded in your dashboard ledger for reconciliation and audits.

Use cases

Where teams use the Bank Verification Penny Drop Advance API

Payout safety

Verify accounts before sending money to avoid failed or wrong transfers.

Loan disbursal

Confirm the borrower owns the account receiving funds.

Vendor onboarding

Validate supplier bank details automatically.

Refunds

Send refunds only to verified accounts.

Get started

Go live in four steps

Create your account

Add funds

Top up your prepaid wallet securely with UPI, card or net banking.

Test it live

Try the Bank Verification Penny Drop Advance API with real data in the Live Tester before you write code.

Call the API

Send a POST request with your key in the X-Shadoweye-Api-Key header and use the JSON response.

FAQ

Frequently asked questions

What is the Bank Verification Penny Drop Advance API?

Penny-drop verification with extended response fields and name-match scoring. It is part of the Shadoweye Bank Verification APIs family and is available through a single REST API key.

What do I need to send to the Bank Verification Penny Drop Advance API?

Typical inputs are: Account number; IFSC code; Name for matching (optional). The exact parameters for this API are listed in your dashboard documentation.

What does the Bank Verification Penny Drop Advance API return?

You receive a JSON response that typically includes: Account status; Registered account-holder name; Bank and branch details.

How much does the Bank Verification Penny Drop Advance API cost?

Calls are charged per request from your prepaid Shadoweye wallet at the rate shown in your dashboard. There are no monthly fees or minimum commitments.

How do I get started?

Create a free account, add funds to your wallet, copy your API key and test the API in the Live Tester. Most teams go live the same day.

Is my data secure?

All requests use HTTPS, are authenticated with your secret API key and are recorded in your audit ledger. Only send personal data you are permitted to process, with the customer's consent where required.

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