Credit Bureau Reports

Experian Credit V2 API

Experian credit score and PDF report from just a mobile number, with consent.

Get API key Talk to sales

REST + JSONOne API keyPay per callHTTPS secured

POST/v1/experian-credit-v2ready

Request

Response{  "error": false,  "status": "SUCCESS",  "data": {    "credit_score": "…",    "accounts": "…",    "pdf_report_where_requested": "…"  }}

Illustrative example. Exact parameters are listed in your dashboard docs.

How it works

What you send and what you get back

Pull consented credit reports and scores from India's major credit bureaus, CIBIL, Experian, Equifax and CRIF High Mark, as JSON or PDF, to power faster and safer lending decisions.

You send

Name, mobile and PAN
Customer consent

You get back

Credit score
Accounts, enquiries and repayment history
PDF report where requested

Why Shadoweye

Built for production from day one

Real-time results

Responses come back in milliseconds, so the check fits inline in your signup or approval flow.

Clean, consistent JSON

Every Shadoweye API returns the same response envelope. Parse it once and reuse it everywhere.

One key for every API

Use the same API key for the Experian Credit V2 API and every other API in the catalogue. No extra contracts.

Pay per call

Calls are charged from your prepaid wallet. No monthly fee and no minimum commitment.

Secure by default

All traffic runs over HTTPS and every request is authenticated with your secret key.

Full audit trail

Every call and deduction is recorded in your dashboard ledger for reconciliation and audits.

Use cases

Where teams use the Experian Credit V2 API

Loan underwriting

Score applicants instantly at application time.

Credit-line management

Review existing customers periodically.

Pre-qualification

Offer pre-approved products with a soft check.

Collections

Prioritise recovery with up-to-date credit data.

Get started

Go live in four steps

Create your account

Add funds

Top up your prepaid wallet securely with UPI, card or net banking.

Test it live

Try the Experian Credit V2 API with real data in the Live Tester before you write code.

Call the API

Send a POST request with your key in the X-Shadoweye-Api-Key header and use the JSON response.

FAQ

Frequently asked questions

What is the Experian Credit V2 API?

Experian credit score and PDF report from just a mobile number, with consent. It is part of the Shadoweye Credit Bureau Reports family and is available through a single REST API key.

What do I need to send to the Experian Credit V2 API?

Typical inputs are: Name, mobile and PAN; Customer consent. The exact parameters for this API are listed in your dashboard documentation.

What does the Experian Credit V2 API return?

You receive a JSON response that typically includes: Credit score; Accounts, enquiries and repayment history; PDF report where requested.

How much does the Experian Credit V2 API cost?

Calls are charged per request from your prepaid Shadoweye wallet at the rate shown in your dashboard. There are no monthly fees or minimum commitments.

How do I get started?

Create a free account, add funds to your wallet, copy your API key and test the API in the Live Tester. Most teams go live the same day.

Is my data secure?

All requests use HTTPS, are authenticated with your secret API key and are recorded in your audit ledger. Only send personal data you are permitted to process, with the customer's consent where required.

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